Terms & Conditions

Please read these Terms carefully. They explain your rights and responsibilities when you use anything offered by Creative Cottage, LLC and its brands.

01Agreement to These Terms

These Terms and Conditions ("Terms") govern your use of the websites, digital products, courses, communities, coaching, consulting, and other services offered by Creative Cottage, LLC and its brands ("Creative Cottage," "we," "us," or "our"). By accessing or using our Services, you agree to these Terms, along with our Privacy Policy and Disclaimer. If you do not agree, please do not use our Services.

02Eligibility

You must be at least 18 years old, or the age of legal majority where you live, to purchase products or services from us or to create an account with us.

03Use of Our Services

You agree to use our Services only for lawful purposes. You agree not to:

• Copy, resell, share, or redistribute our paid content, logins, or materials
• Upload or transmit viruses, malicious code, or spam
• Attempt to gain unauthorized access to any part of our Services or systems
• Harass, threaten, or harm other users, members, or our team
• Use our Services in any way that violates applicable law or the rights of others

04Intellectual Property

All content on our Services, including text, graphics, logos, images, videos, audio, courses, guides, templates, prompts, and software, is owned by Creative Cottage or its licensors and is protected by copyright, trademark, and other intellectual property laws.

When you purchase a product or enroll in a program, we grant you a limited, personal, non exclusive, non transferable license to use the materials for your own personal or internal business use. You may not reproduce, distribute, sell, license, publicly display, or create derivative products from our materials without our prior written permission.

05Purchases and Payments

Prices for products and services are listed at the point of sale and may change at any time. By making a purchase, you confirm that the payment information you provide is accurate and that you are authorized to use the payment method. Payments are processed by third party payment processors.

For subscriptions and memberships, you authorize recurring charges at the stated interval until you cancel. You may cancel at any time, and cancellation will stop future charges. Payments already made for the current billing period are not prorated unless stated otherwise.

06Refunds

Refund terms, if any, are stated on the sales or checkout page for each product or service. Where a specific refund guarantee is offered, its terms apply. Unless otherwise stated, because digital products and course content are delivered immediately, purchases of digital products are final once access has been granted.

If you have a concern about a purchase, please contact us at [email protected]. We want every customer to be treated fairly and will review each request in good faith.

07Online Communities

Some of our Services include online communities and group programs. Members are expected to treat others with respect and kindness. We may remove posts, suspend, or terminate membership for conduct that is abusive, spammy, misleading, or otherwise harmful to the community, without a refund for any remaining term.

Content you post in a community remains yours, but you grant us a non exclusive, royalty free license to display it within the Services. Please do not share private or confidential information in group spaces.

08Coaching and Consulting

Coaching and consulting services are educational and advisory in nature. They are not a substitute for legal, financial, tax, medical, or mental health advice from a licensed professional. You remain fully responsible for your own decisions and actions. Scheduled sessions may be rescheduled with reasonable notice; specific session terms may be provided at the time of booking.

09No Guarantee of Results

We provide education, tools, and guidance, but we do not guarantee any particular outcome, including any level of income, sales, traffic, or business success. Your results depend on many factors, including your effort, experience, and circumstances. Please read our full Disclaimer.

10Third Party Links and Affiliate Relationships

Our Services may contain links to third party websites, tools, and products, some of which are affiliate links. We are not responsible for the content, policies, or practices of third parties, and your use of their services is at your own risk. See our Disclaimer for more about affiliate relationships.

11Disclaimer of Warranties

Our Services and all materials are provided "as is" and "as available," without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non infringement. We do not warrant that the Services will be uninterrupted, error free, or free of harmful components.

12Limitation of Liability

To the fullest extent permitted by law, Creative Cottage and its members, managers, contractors, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or business opportunities, arising from your use of the Services.

Our total liability for any claim related to the Services will not exceed the amount you paid to us for the product or service giving rise to the claim during the twelve months before the claim arose.

13Indemnification

You agree to defend, indemnify, and hold harmless Creative Cottage and its members, managers, contractors, and affiliates from any claims, damages, losses, and expenses, including reasonable attorney fees, arising from your use of the Services, your violation of these Terms, or your violation of the rights of any third party.

14Termination

We may suspend or end your access to any part of the Services at any time if you violate these Terms or if we reasonably believe your conduct harms us, our members, or others. Sections that by their nature should survive termination, including intellectual property, disclaimers, limitation of liability, and indemnification, will remain in effect.

15Governing Law and Disputes

These Terms are governed by the laws of the Commonwealth of Virginia, without regard to its conflict of law rules. Any dispute arising from these Terms or the Services will be resolved exclusively in the state or federal courts located in the Commonwealth of Virginia, and you consent to the jurisdiction of those courts.

Before filing any claim, you agree to first contact us at [email protected] and attempt to resolve the matter informally for at least 30 days.

16Changes to These Terms

We may update these Terms from time to time. When we do, we will revise the "Last Updated" date at the top of this page. Your continued use of the Services after changes are posted means you accept the updated Terms. If any part of these Terms is found unenforceable, the remaining parts will stay in effect.